Plans
Choose the plan that fits how you manage money
Personal and Business each start free, then move to Starter or Pro for more capacity. Every limit shown here is the limit enforced in your workspace.
Displayed currency is determined from visitor location when available. Final billing and taxes may vary at checkout.
Run business cash flow, banking, settlements, ledger structure, projects and reporting with role-based controls.
Business Free
Free
No card required
Start a structured business workspace without a payment method.
- 1,000 entries per month
- 2 bank accounts and 1 member
- 2 projects and 10 ledger accounts
- 2 statement imports per month
Business Starter
$12
Billed monthly
For growing teams adding structure, controls and recurring operations.
- 10,000 entries per month
- 10 bank accounts and 5 members
- 50 projects and 100 ledger accounts
- 20 statement imports per month
Business Pro
$30
Billed monthly
Recommended
For finance teams operating at scale with unmetered core workflows.
- Unmetered cash-flow entries
- Unmetered bank accounts, up to 50 members
- Unmetered projects, ledger accounts and statements
- Up to 6 owned workspaces
No invented limits or hidden add-ons. Plan details are shown before checkout.
Compare plans
The same core workspace, with more capacity as your operation grows.
| Feature | Free | Starter | Pro |
|---|---|---|---|
| Owned workspaces | 1 | 2 | 6 |
| Cash-flow entries | 1,000 / month | 10,000 / month | Unlimited |
| Bank accounts | 2 | 10 | Unlimited |
| Team members | 1 | 5 | 50 |
| Projects | 2 | 50 | Unlimited |
| Ledger accounts | 10 | 100 | Unlimited |
| Statement imports | 2 / month | 20 / month | Unlimited |
Pricing questions
Do I need a credit card for the Free plan?
No. The Free plan starts without a payment method.
Can I change plans later?
Yes. You can upgrade from the workspace billing settings when your operation needs more capacity.
Why do prices change by country?
Spifex bills in supported regional currencies. The pricing page uses your detected country and falls back to a default when it cannot determine one.
Are taxes included?
Final billing and applicable taxes are shown at secure checkout.